I am hoping some insurance experts can chime in.
My daughter, a recent driver, dings up a parked car—a few scratches and blemishes. We leave a note for the owner.
The owner and I connected last week, and I requested they get some estimates to see if I can pay directly or go through insurance. They got back to me yesterday, letting me know that the lowest estimate is $3000.00.
Do I pay out of pocket or do I file a claim with my insurance? My deductible is $500.
What say OB?
My daughter, a recent driver, dings up a parked car—a few scratches and blemishes. We leave a note for the owner.
The owner and I connected last week, and I requested they get some estimates to see if I can pay directly or go through insurance. They got back to me yesterday, letting me know that the lowest estimate is $3000.00.
Do I pay out of pocket or do I file a claim with my insurance? My deductible is $500.
What say OB?
