Some legal experts told the BBC that the cases - as well as future potential legal challenges - spell trouble for one of Mr Biden's 2020 presidential campaign pledges.
"It's doomed," Jed Shugerman, a professor at Fordham Law School, told the BBC. "By choosing an obviously flawed path that was always likely to get struck down by the court, the Biden administration has run out of time in these four years to get anything like this through."
More than 25 million people applied to the Biden administration's loan forgiveness plan before applications were halted.
The plan was expected to forgive an estimated $430bn of debt in total and would allow almost 20 million borrowers to have their entire student loan balances cancelled, according to the White House.
Experts said the cases could lead to several different Supreme Court rulings, which would likely be delivered at the end of June or in early July.
The justices could dismiss all of the plaintiffs' cases, upholding the student loan programme.
But if the court rules that any one of the plaintiffs has standing, it would effectively strike down Mr Biden's plan, as the long process of modifying the plan could stall hopes of debt relief any time soon for applicants.
That is the "more likely scenario," said Tara Grove, a professor at the University of Texas School of Law.
Mr Shugerman said that although he supported the broader policy goal of student loan forgiveness, he did not believe the administration's argument of worsening financial situations due to the Covid-19 pandemic would hold up in court.
"There are lots of people who made more than the $125,000 threshold who were put in a worse financial position because of Covid, but they're cut off. And there were people who were under that threshold, who perhaps even benefited from Covid," he said, pointing to people in the pharmaceutical industry.
"It's doomed," Jed Shugerman, a professor at Fordham Law School, told the BBC. "By choosing an obviously flawed path that was always likely to get struck down by the court, the Biden administration has run out of time in these four years to get anything like this through."
More than 25 million people applied to the Biden administration's loan forgiveness plan before applications were halted.
The plan was expected to forgive an estimated $430bn of debt in total and would allow almost 20 million borrowers to have their entire student loan balances cancelled, according to the White House.
Experts said the cases could lead to several different Supreme Court rulings, which would likely be delivered at the end of June or in early July.
The justices could dismiss all of the plaintiffs' cases, upholding the student loan programme.
But if the court rules that any one of the plaintiffs has standing, it would effectively strike down Mr Biden's plan, as the long process of modifying the plan could stall hopes of debt relief any time soon for applicants.
That is the "more likely scenario," said Tara Grove, a professor at the University of Texas School of Law.
Mr Shugerman said that although he supported the broader policy goal of student loan forgiveness, he did not believe the administration's argument of worsening financial situations due to the Covid-19 pandemic would hold up in court.
"There are lots of people who made more than the $125,000 threshold who were put in a worse financial position because of Covid, but they're cut off. And there were people who were under that threshold, who perhaps even benefited from Covid," he said, pointing to people in the pharmaceutical industry.
What’s at stake for Biden’s student loan plan at the Supreme Court
Experts say the legal challenges spell trouble for Biden's plan, as one warns - "it's doomed".
www.bbc.com
