It's far from that simple. As a matter of fact, about 20% of Americans live below the poverty line, and our poor population is far greater than other developed countries. Can you tell me how that happened? I would love to hear your explanation, since you want to talk about truth.
People make bad decisions, but poverty can't simply be explained by concentrating on the behavior of those suffering. High concentrations of poverty are no accident...that came from the evils of racism. All poverty is not created equal. To be a poor man is hard, but to start as a poor race that didn't have the luxury of building wealth off the back of others is harder. To be slaves longer than you have been free, is no small feat to overcome. To deal with that, black codes, jim crow, and institutional racism (mountains of evidence to back that up) is hard to overcome. Especially when white people destroyed prosperous neighborhoods like in Tulsa and many others. That happened all over the country. Evil racist people are the reason for disparity in this country, and it started from day one. That's truth. Black people work harder than anyone to get where we are, in a country that has never not been racist. The US government was still experimenting on Black people in the 70's, so you know there has never been equality for us. How many rights did Black people finally receive in the 60's and 70's. And no, the experience of immigrants no matter their color, can't be compared to that of Black people. Completely different circumstances and privileges. If not for welfare and white affirmative action, there would be no white middle class. Yet those same services were denied to Black people for so long. If the lazy title is going to be placed on anyone, it's those that got rich on the backs of Black people. This country wouldn't have an economy without that free labor. This country wouldn't have had the means to win wars without that free labor. This country would be speaking another language without that free labor. Let's talk about how the wealth and the lazy and crooked was attained, with their names on these banks. Slavery and conquest is the reason for wealth in this country, not white ancestors working hard. The disparity in this country isn't due to hard work. It's due to the evils of your ancestors. Hard work is key, but don't make it like those communities lag behind due to being lazy. They were placed in a cycle that is difficult to break and they are more vulnerable to destruction. Should we discuss corporate welfare and who gets the majority of their money from "other people." Welfare recipients (mostly white) get about $16.5 billion a year. Rich white people receive about $125 billion a year. But it goes to rich white people, so no one minds. There goes that status quo. By the way, studies show that most people work while on welfare and after. The majority of recipients don't stay on welfare for more than a year. Let's keep talking about the truth. I like it. I know why the disparities are what they are. It has nothing to do with anyone simply being lazy. It's deeper than that.
Edit: Grit and motivation are key. But situations and circumstances differ for a reason. The situation we live in today is no accident. We're still fighting those demons. Excuse makers are those avoiding this truth. A racist past and present isn't a facade to pawn off as an excuse, unless you're the racist pawning it off as an excuse. Those of us that lost ancestors due to the evil before them, are offended by that.