OT: Recession in the works

[2300 Nueces]

We have the lowest unemployment rate in our lifetimes. There are currently 7 million jobs that need filled.

Apple, google and facebook are each building MASSIVE new servor facilities and campuses across the nation.

This dip has nothing to do with the economy. It has to do with elections.

Low unemployment + no fed funds rate increases = higher OIL prices. Inflation. There is too much debt in the system. Buckle up, the next 10 years are going to be bumpy.

Some things to ponder:

1. The aging of America is a fact. Only half of baby boomers have retired. Where are we going to get the $$$ to fund this? Ruh Roh

2. The welfare state in America is yuge. When have politicians (R&D) ever cut an entitlement?

3. This is the biggie.... We have broken the 30 year trend line of decreasing interest rates for corporate and government debt and rates in the long term are going to move upward, painfully. The compound interest on the national debt is going to gut every living thing out of the budget and then some. GET READY for it.

 

[westx]

Yes. By putting your money into the money market, you won't have any gains, but at least you won't go backwards and lose money during a bear market, which is what is happening now.

Yep. That is what I meant by being on the sidelines. I don’t have anything in stocks. I do have some in precious metals. But most is just sitting there in trading account

 

[TX1972]

clob, please elaborate...

Democrats.

 

[UTGrad87]

I prefer to invest my Y(d) in big teeted blonde hookers. My IRR is tremendous!

 

[clob94]

clob, please elaborate...

The economy and investors thrive on unfettered capitalism. Now that there is an opposing political party in one of the houses of congress, the market is uncertain what the reverberations will be. Will the current administration's actions be hand cuffed by subpoena after subpoena thus slowing any executive decisions that could be made per China and the EU? Will the fed raise rates? With relatively low fuel prices and low unemployment, we should all be kicking ass and taking stock dividends. Institutional lenders are happy as hell right now, banks are trying to give away loans.... I get a dozen solicitations a week, private equity investors call daily looking to drop money in projects.......... but for SOME reason, the Dow isn't getting the memo.

 

[2300 Nueces]

The economy and investors thrive on unfettered capitalism. Now that there is an opposing political party in one of the houses of congress, the market is uncertain what the reverberations will be. Will the current administration's actions be hand cuffed by subpoena after subpoena thus slowing any executive decisions that could be made per China and the EU? Will the fed raise rates? With relatively low fuel prices and low unemployment, we should all be kicking ass and taking stock dividends. Institutional lenders are happy as hell right now, banks are trying to give away loans.... I get a dozen solicitations a week, private equity investors call daily looking to drop money in projects.......... but for SOME reason, the Dow isn't getting the memo.

You in the oil industry? Own oil/gas in the ground? Inflation is coming. Inflation means increased operating costs for many businesses which translates to smaller profit margins and lower earnings per share (Dow headwinds). The only thing that may inhibit runaway stagflation are the high employment numbers. Private equity investors are chasing yield and want anything they can get that is attached to oil/profitable oil services companies that can pass on inflation in price increases and have a small impact on the bottom line.

 

[071191mhW]

Low unemployment + no fed funds rate increases = higher OIL prices. Inflation. There is too much debt in the system. Buckle up, the next 10 years are going to be bumpy.

Some things to ponder:

1. The aging of America is a fact. Only half of baby boomers have retired. Where are we going to get the $$$ to fund this? Ruh Roh

2. The welfare state in America is yuge. When have politicians (R&D) ever cut an entitlement?

3. This is the biggie.... We have broken the 30 year trend line of decreasing interest rates for corporate and government debt. and rates in the long term are going to move upward, painfully. The compound interest on the national debt is going to gut every living thing out of the budget and then some. GET READY for it.

Love your posts. Thank you for sharing your take. People can hate or love it but either way it's rich with thought. Thank you. In my humble opinion, Demography is king. Like cash. Also, presidential party in office is fascinating to research as it relates to the markets. Let alone possible impeachment. Politics aside. Just looking at the empirical data.

I think we have had a good run since the last crisis...but I take the approach of traveling the country (as I do) and asking people I meet (a lot) how they are doing financially/what do they think of the economy and how their companies and clients are doing. These range from executives to high level-middle managers. I've got to tell you...People are struggling.

If you only look at the top 10% of the population who are doing well you miss what's happening to the 90% below them. High earners below the top 10% are paying off high college loan debt and their is an imbalance of talent for the industries that make a higher wage. Technology is displacing the revenue model for lower tech jobs. There is a lot more to add but I'm suffering from Cedar fever. So maybe my head is foggy from all the allergy meds but I agree that the next 10 years could be EXTREMELY bumpy... not withstanding our political situation will be the same.

 

[2300 Nueces]

Love your posts. Thank you for sharing your take. People can hate or love it but either way it's rich with thought. Thank you. In my humble opinion, Demography is king. Like cash. Also, presidential party in office is fascinating to research as it relates to the markets. Let alone possible impeachment. Politics aside. Just looking at the empirical data.

I think we have had a good run since the last crisis...but I take the approach of traveling the country (as I do) and asking people I meet (a lot) how they are doing financially/what do they think of the economy and how their companies and clients are doing. These range from executives to high level-middle managers. I've got to tell you...People are struggling.

If you only look at the top 10% of the population who are doing well you miss what's happening to the 90% below them. High earners below the top 10% are paying off high college loan debt and their is an imbalance of talent for the industries that make a higher wage. Technology is displacing the revenue model for lower tech jobs. There is a lot more to add but I'm suffering from Cedar fever. So maybe my head is foggy from all the allergy meds but I agree that the next 10 years could be EXTREMELY bumpy... not withstanding our political situation will be the same.

Thanks, glad to help. The 10% you speak of live at the government teet in some way, not all but a lot. They may be direct employees, sit next to the spigot (Fed window) aka cheap loans, or have direct contracts (mutually beneficial) with the government. The current government largess has been the ticket for sometime. I am certainly not in the top 10% of earners but I am not hurting. I am pretty frugal and have almost no debt. I make a nice living but I also create my own "free time" which I value more than being in the top 10% of wage earners. The government largess won't last much longer. The bottom 90% or so are going to get "woke" shortly (if they haven't already) and realize they have been eating cake for too long. Personal responsibility and responsible government will be back in style!

 

[Longyac]

We have the lowest unemployment rate in our lifetimes. There are currently 7 million jobs that need filled.

Apple, google and facebook are each building MASSIVE new servor facilities and campuses across the nation.

This dip has nothing to do with the economy. It has to do with elections.

. This is the biggie.... We have broken the 30 year trend line of decreasing interest rates for corporate and government debt and rates in the long term are going to move upward, painfully. The compound interest on the national debt is going to gut every living thing out of the budget and then some. GET READY for it.

It is about the deficit and how huge it has become after the tax cut and what that does to the value of money relate to the market's value.

We're about to get served the third helping, in the last 40 years, of trickle down economics doesn't work . Reagan's tax cuts => Bush 41's recession. Bush 43's tax cut plus huge war spending=> The Great Recession. Trump's tax cut=> all signs are to another recession.

We're borrowing money from China to pay farmers for their lost soy bean sales to China from Trump's tariffs. Boy that really showed the Chinese.

 

[2300 Nueces]

It is about the deficit and how huge it has become after the tax cut and what that does to the value of money.

We're about to get served the third helping, in the last 40 years, of trickle down economics doesn't work . Reagan's tax cuts => Bush 41's recession. Bush 43's tax cut plus huge war spending=> The Great Recession. Trump's tax cut=> all signs are to another recession.

We're borrowing money from China to pay farmers for their lost soy bean sales to China from Trump's tariffs. Boy that really showed the Chinese.

Love you man but political bickering ain't gonna get us there. Everyone fighting over the Fed's scraps is pretty silly. Gen X is going to have put on the big boy pants in the next decade. Gen X is going to fix this. Problem for Gen X, every last one of us will never see a day of retirement. All of us will work to the grave.

 

[clob94]

You in the oil industry? Own oil/gas in the ground? Inflation is coming. Inflation means increased operating costs for many businesses which translates to smaller profit margins and lower earnings per share (Dow headwinds). The only thing that may inhibit runaway stagflation are the high employment numbers. Private equity investors are chasing yield and want anything they can get that is attached to oil/profitable oil services companies that can pass on inflation in price increases and have a small impact on the bottom line.

Yes. Several projects.

 

[2300 Nueces]

Yes. Several projects.

Tomorrow if the Fed balks, it will mark the beginning of inflation for years to come. You'll be busy.

 

[Drtxhorn]

I left everything as is in my 401k. My account is well balanced between cash and stocks. I like taking these big blue chip discounted stocks and accumulating more shares. I'm no financial expert but it seems to work out fine once the market eventually rebounds.

 

[4MNChampsHorn]

I left everything as is in my 401k. My account is well balanced between cash and stocks. I like taking these big blue chip discounted stocks and accumulating more shares. I'm no financial expert but it seems to work out fine once the market eventually rebounds.

That’s what I do with all my retirement investments.

 

[clob94]

I left everything as is in my 401k. My account is well balanced between cash and stocks. I like taking these big blue chip discounted stocks and accumulating more shares. I'm no financial expert but it seems to work out fine once the market eventually rebounds.

Honestly, I put my parents in mostly blue chips that paid a nice dividend years ago. They always had cash on hand to buy in during a dump. And it's worked very well for mom. She could throw the keys to dad's company in the ditch and drive away and still live like a queen forever. And then still leave her two sons a very nice gift when she passes .

 

[elcapitan009]

The economy and investors thrive on unfettered capitalism. Now that there is an opposing political party in one of the houses of congress, the market is uncertain what the reverberations will be. Will the current administration's actions be hand cuffed by subpoena after subpoena thus slowing any executive decisions that could be made per China and the EU? Will the fed raise rates? With relatively low fuel prices and low unemployment, we should all be kicking ass and taking stock dividends. Institutional lenders are happy as hell right now, banks are trying to give away loans.... I get a dozen solicitations a week, private equity investors call daily looking to drop money in projects.......... but for SOME reason, the Dow isn't getting the memo.

You make it sound like the economy didn't do great under the last administration? We're officially in the red for 2018 and that's WITH the tax cuts already implemented. WTC just took a nose dive.

 

[elcapitan009]

You in the oil industry? Own oil/gas in the ground? Inflation is coming. Inflation means increased operating costs for many businesses which translates to smaller profit margins and lower earnings per share (Dow headwinds). The only thing that may inhibit runaway stagflation are the high employment numbers. Private equity investors are chasing yield and want anything they can get that is attached to oil/profitable oil services companies that can pass on inflation in price increases and have a small impact on the bottom line.

WTC just took a nose dive. Shale will be the only safe bet for a while. Land will be decent, but $45 a barrel is below most break even prices. Offshore is going to be killed.

 

[2300 Nueces]

Patience senor. They are shaking out the weak hands.

 

[Drtxhorn]

You make it sound like the economy didn't do great under the last administration? We're officially in the red for 2018 and that's WITH the tax cuts already implemented. WTC just took a nose dive.

Clob is correct in that markets thrive when the fundamentals of the economy aren't artificially disrupted instead of reacting to normal market conditions. Now that we have the Democrats taking over the House in January and their repeated statements at continuing ongoing investigations as well as efforts to repeal or stymie the effects from the tax cuts. Remember that the House controls the purse strings and budget for the government. The market appears to be reacting to those developments. That's not a political statement. Markets have reacted this way to these kind of developments for decades.

 

[2300 Nueces]

You make it sound like the economy didn't do great under the last administration? We're officially in the red for 2018 and that's WITH the tax cuts already implemented. WTC just took a nose dive.

It's all relative. The econ does great when CREDIT expands and shrinks when credit contracts. This is the Fed Funds Rate. The Fed uses the supply of dollars as weapon over politicians and even the public. For example, observe what happens after the rate decision today. You will learn something. The Fed needs to sell their holding of expensive bonds in a competitive market. They need medium and long term rates to go down so that they may sell their bonds at a premium. Small problem for us, they contract credit to increase the value of their bonds. Aka, crashing stocks and commodity prices.

 

[2300 Nueces]

Clob is correct in that markets thrive when the fundamentals of the economy aren't artificially disrupted instead of reacting to normal market conditions. Now that we have the Democrats taking over the House in January and their repeated statements at continuing ongoing investigations as well as efforts to repeal or stymie the effects from the tax cuts. Remember that the House controls the purse strings and budget for the government. The market appears to be reacting to those developments. That's not a political statement. Markets have reacted this way to these kind of developments for decades.

The politics are a clown show to divert from what the magician doesn't want us to see.

 

[Crimson_Warrior]

Disagree on the ineffectiveness, in terms of short and mid-term economic growth, of this recent tax cut.

IMHO, reducing taxes on corporations and "pass-through" businesses is smart, and, ceteris paribus, the bump that the economy will get from the last tax law change will keep us out of a recession for at least the next 24 months. However, I really, really, don't like the way Congress borrowed the money to pay for the cuts. That was very irresponsible (again IMHO).

As you can probably tell, it's the deficit that bothers me more than anything.

 

[2300 Nueces]

Disagree on the ineffectiveness, in terms of short and mid-term economic growth, of this recent tax cut.

IMHO, reducing taxes on corporations and "pass-through" businesses is smart, and, ceteris paribus, the bump that the economy will get from the last tax law change will keep us out of a recession for at least the next 24 months. However, I really, really, don't like the way Congress borrowed the money to pay for the cuts. That was very irresponsible (again IMHO).

As you can probably tell, it's the deficit that bothers me more than anything.

Oh, I agree. It's the debt based money that is killing us. We need to be free from the usury. Go to anything, rocks..... as long as we don't have to payback rocks just for using them.

 

[elcapitan009]

It's all relative. The econ does great when CREDIT expands and shrinks when credit contracts. This is the Fed Funds Rate. The Fed uses the supply of dollars as weapon over politicians and even the public. For example, observe what happens after the rate decision today. You will learn something. The Fed needs to sell their holding of expensive bonds in a competitive market. They need medium and long term rates to go down so that they may sell their bonds at a premium. Small problem for us, they contract credit to increase the value of their bonds. Aka, crashing stocks and commodity prices.

As the fed is independent, the only thing that affects it's rate decisions is the health of the economy, which is affected by political fiscal decisions, correct? i.e. if you cut taxes so the economy goes up, the fed has a responsibility to adjust rates in order to keep the economy from overheating (inflation). As I, an admittedly layman, understand it: the economy is not doing "great" when credit expands; it is simply adjusting to market conditions. In a healthy and robust economy, rates don't need to be lowered to encourage lending (or risky lending).

If the Fed is simply trying to crash the economy to lure in bond purchases, wouldn't this be a perpetual issue? Are they required to have a certain amount of capital on hand?

 

[2300 Nueces]

As the fed is independent, the only thing that affects it's rate decisions is the health of the economy, which is affected by political fiscal decisions, correct? i.e. if you cut taxes so the economy goes up, the fed has a responsibility to adjust rates in order to keep the economy from overheating (inflation). As I, an admittedly layman, understand it: the economy is not doing "great" when credit expands; it is simply adjusting to market conditions. In a healthy and robust economy, rates don't need to be lowered to encourage lending (or risky lending).

If the Fed is simply trying to crash the economy to lure in bond purchases, wouldn't this be a perpetual issue? Are they required to have a certain amount of capital on hand?

The Fed is a PRIVATE bank that is beholden to it's share holders. It is the Fed that causes recessions/depressions and asset bubbles with the supply of money. They do this not out of error but out of greed. One example, they increase short term rates to slow the econ and drive the price of medium to longer term bonds higher so that they may sell to the public. This is called the flattening of the yield curve. The reason the fed does this is to sell debt instruments at higher prices that it purchased from the gov or on the open mkt in a previous more serious contraction.... like 2008. Likewise, they create asset bubbles via easy credit so that they may scoop us assets at depressed prices when it pops. They sell at a profit at a later date. This is done on purpose. Do you understand how a dollar is created?

 

[Belldozer1]

WTC just took a nose dive. Shale will be the only safe bet for a while. Land will be decent, but $45 a barrel is below most break even prices. Offshore is going to be killed.

Wrong. The ones that can't hack it at well below $45 deserve to be culled anyway, they're a burden on the industry and are helping keep the Middle East relevant. It's a prospect/acreage position buyers market and has been for a couple years.

 

[wilbury]

Tomorrow if the Fed balks, it will mark the beginning of inflation for years to come. You'll be busy.

They didn't balk. All is well.

 

[2300 Nueces]

They didn't balk. All is well.

Meh, it's a mere delay. The Fed is offloading some debt obligations it bought to save the market in the QE days. It will end soon and the inflation will be here soon enough.

 

[clob94]

Meh, it's a mere delay. The Fed is offloading some debt obligations it bought to save the market in the QE days. It will end soon and the inflation will be here soon enough.

If the Fed crashes this train, it's time to go scalp hunting .

 

[UTGrad87]

Fellas . . . I'm sitting here in my favorite watering hole having just finished up my Christmas shopping. I'm on vacay until Jan1. Feeling kind a bad about our recruiting close . . . Worried about our long term prospects for getting back in the national picture . . .

So I click on this thread and start to read . . . Just passing the time, which is asinine as hell, because time is really the only thing that has any value at all. And I just roll my eyes at what I read . . .

I rarely get 'deep' because quite frankly I dont give a sheet except when it comes to UT football. Seems a lot of people are worried about money . . . Money they have or money they want to have or dont want to lose.

Money doesn't mean a damn thing. It changes nothing with regard to the big picture . . . And that is . . . The Passage of Time. Money doesn't stop that. Wish it did.

I've been poor as shit, like my first job in banking at First Interstate Bank (Wells Fargo) were I earned an astounding $15.5 k a year. I was happier than a pig in sheet. Everything worked physically, full head a hair, big coeck that would get hard in 15 seconds, a brain that could remember anything and everything, squatted 425 and benched 305, and this from a guy who played basketball. Wife had an ass you could roll a Hot Wheels car down, while
laying flat, and it would end up at her ankles. Her teeddies were tight B cups with perfect nipples. The way she used to look at me . . . Oh sheet!

And I've been richer than hell too, like when I opened my own DB company and provided a pathway to real estate moguls to move their $'s offshore legally. I had one hellacious trophy wife, not the one above, and had naked pool parties every other weekend. One of the bedrooms in my house was a stripper room with a dance stage, brass pool, mirrors, fog machine, bar etc. The sheet that went on in that room I can't repeat here. 2007 recession ended all that.

And I've been in between like now. 6 figure annual salary but nothing to write home about. You guys know what I've found? Money hasn't made a bit of difference with regard to my happiness. I'm the same guy, money hasn't made me any happier or sadder. But Time . . . It keeps on going. The number of digits on my bank account statement doesn't affect it. Time, well it makes a difference in your life like money never will.

Now you older fellers will understand what I'm about to say . . . You younger guys will all say 'that wont happen to me'. Um, yea it will and its gonna suck. Not gonna lie. And all the money in the world is not gonna help you.

You're gonna die, that's it and that process sucks. It's just a really slow process. This starts the moment you get out of puberty. Do you know why God made the dying process so drawn out? The answer is that if it happened over 2 or 3 months we would all kill ourselves. The change would be so drastic over such a short amount of time that we wouldn't be able to handle it. God knew better. Kill us slowly like a frog in a pot of water that's set to boil. That's us folks. Gribit gribit.

Only some of us pay attention though. Im one of em. Let me tell you young kids what you have to look forward to . . . At some point you're gonna stop feeling your schlonger. You remember at 17 when you could just think . . . 'Get big n hard now'? That's gonna end as if all lines of communication have been cut between your brain and your balz.

Then you'll start noticing a little extra hair in the shower drain and on your pillow. Hello Bosley! It's about this time when you'll notice your wife or girlfriend starts looking at you differently. Gone is that look of 'throw me over the couch right now' . . . Having been replaced by the look of 'what kind of jewelry can you buy me for Christmas so I can seduce your best friends son'. Everyone wants to feel young, women especially.

Then into your 40's you go. One day you'll wake up and put on your watch . . . and you wont be able to see the face or hands. This happens to 60% of men in their 40's. You'll go down to the Albertsons or Safeway and get yourself some readers. You'll start with 125's then 6 months later it'll be 200's then you'll go to 250's then shamefully shop for the 300's. Suffering in silence because your wife is banging your best friends son anyway and doesn't care.

Depressed yet? It gets worse. At some point you'll discover the wonderousness of sharting. Always keep a pair of backup Jean's in your car. You're gonna need em. Gall bladder problems? Hello!

And then there is the really fun fun stuff of coughing and pissing yourself. This is prostate stuff . . . . Coming to a theater near you! So much fun. Pass the Depends! Hows that money working out for ya? Got shit in your drawers and piss in your pants. Someone pass me the money, that'll fix it!

Listen, I'm not gonna go into cancer, liver failure, renal failure, and all those other goodies but I tell ya money ain't gonna fix this either. And folks, those things are worse than anything I've said above. I had a good buddy stand up one day and fall into my arms. A week later he was dead because of liver failure. Hows that stock market working out for ya?

None of it matters. Love the people around you while you can. That matters. Money, paper burning in the wind. Shit, happy hour is over! Back to UT football, which is what I care about anyway. Meanwhile, Time marches on . . . Whether you pay attention to it or not . . . And you can't stop it with any amount of money. Perspective guys.

 

[clob94]

Fellas . . . I'm sitting here in my favorite watering hole having just finished up my Christmas shopping. I'm on vacay until Jan1. Feeling kind a bad about our recruiting close . . . Worried about our long term prospects for getting back in the national picture . . .

So I click on this thread and start to read . . . Just passing the time, which is asinine as hell, because time is really the only thing that has any value at all. And I just roll my eyes at what I read . . .

I rarely get 'deep' because quite frankly I dont give a sheet except when it comes to UT football. Seems a lot of people are worried about money . . . Money they have or money they want to have or dont want to lose.

Money doesn't mean a damn thing. It changes nothing with regard to the big picture . . . And that is . . . The Passage of Time. Money doesn't stop that. Wish it did.

I've been poor as shit, like my first job in banking at First Interstate Bank (Wells Fargo) were I earned an astounding $15.5 k a year. I was happier than a pig in sheet. Everything worked physically, full head a hair, big coeck that would get hard in 15 seconds, a brain that could remember anything and everything, squatted 425 and benched 305, and this from a guy who played basketball. Wife had an ass you could roll a Hot Wheels car down, while
laying flat, and it would end up at her ankles. Her teeddies were tight B cups with perfect nipples. The way she used to look at me . . . Oh sheet!

And I've been richer than hell too, like when I opened my own DB company and provided a pathway to real estate moguls to move their $'s offshore legally. I had one hellacious trophy wife, not the one above, and had naked pool parties every other weekend. One of the bedrooms in my house was a stripper room with a dance stage, brass pool, mirrors, fog machine, bar etc. The sheet that went on in that room I can't repeat here. 2007 recession ended all that.

And I've been in between like now. 6 figure annual salary but nothing to write home about. You guys know what I've found? Money hasn't made a bit of difference with regard to my happiness. I'm the same guy, money hasn't made me any happier or sadder. But Time . . . It keeps on going. The number of digits on my bank account statement doesn't affect it. Time, well it makes a difference in your life like money never will.

Now you older fellers will understand what I'm about to say . . . You younger guys will all say 'that wont happen to me'. Um, yea it will and its gonna suck. Not gonna lie. And all the money in the world is not gonna help you.

You're gonna die, that's it and that process sucks. It's just a really slow process. This starts the moment you get out of puberty. Do you know why God made the dying process so drawn out? The answer is that if it happened over 2 or 3 months we would all kill ourselves. The change would be so drastic over such a short amount of time that we wouldn't be able to handle it. God knew better. Kill us slowly like a frog in a pot of water that's set to boil. That's us folks. Gribit gribit.

Only some of us pay attention though. Im one of em. Let me tell you young kids what you have to look forward to . . . At some point you're gonna stop feeling your schlonger. You remember at 17 when you could just think . . . 'Get big n hard now'? That's gonna end as if all lines of communication have been cut between your brain and your balz.

Then you'll start noticing a little extra hair in the shower drain and on your pillow. Hello Bosley! It's about this time when you'll notice your wife or girlfriend starts looking at you differently. Gone is that look of 'throw me over the couch right now' . . . Having been replaced by the look of 'what kind of jewelry can you buy me for Christmas so I can seduce your best friends son'. Everyone wants to feel young, women especially.

Then into your 40's you go. One day you'll wake up and put on your watch . . . and you wont be able to see the face or hands. This happens to 60% of men in their 40's. You'll go down to the Albertsons or Safeway and get yourself some readers. You'll start with 125's then 6 months later it'll be 200's then you'll go to 250's then shamefully shop for the 300's. Suffering in silence because your wife is banging your best friends son anyway and doesn't care.

Depressed yet? It gets worse. At some point you'll discover the wonderousness of sharting. Always keep a pair of backup Jean's in your car. You're gonna need em. Gall bladder problems? Hello!

And then there is the really fun fun stuff of coughing and pissing yourself. This is prostate stuff . . . . Coming to a theater near you! So much fun. Pass the Depends! Hows that money working out for ya? Got shit in your drawers and piss in your pants. Someone pass me the money, that'll fix it!

Listen, I'm not gonna go into cancer, liver failure, renal failure, and all those other goodies but I tell ya money ain't gonna fix this either. And folks, those things are worse than anything I've said above. I had a good buddy stand up one day and fall into my arms. A week later he was dead because of liver failure. Hows that stock market working out for ya?

None of it matters. Love the people around you while you can. That matters. Money, paper burning in the wind. Shit, happy hour is over! Back to UT football, which is what I care about anyway. Meanwhile, Time marches on . . . Whether you pay attention to it or not . . . And you can't stop it with any amount of money. Perspective guys.

I'm so fvcking depressed right now.

 

[Belldozer1]

Fellas . . . I'm sitting here in my favorite watering hole having just finished up my Christmas shopping. I'm on vacay until Jan1. Feeling kind a bad about our recruiting close . . . Worried about our long term prospects for getting back in the national picture . . .

So I click on this thread and start to read . . . Just passing the time, which is asinine as hell, because time is really the only thing that has any value at all. And I just roll my eyes at what I read . . .

I rarely get 'deep' because quite frankly I dont give a sheet except when it comes to UT football. Seems a lot of people are worried about money . . . Money they have or money they want to have or dont want to lose.

Money doesn't mean a damn thing. It changes nothing with regard to the big picture . . . And that is . . . The Passage of Time. Money doesn't stop that. Wish it did.

I've been poor as shit, like my first job in banking at First Interstate Bank (Wells Fargo) were I earned an astounding $15.5 k a year. I was happier than a pig in sheet. Everything worked physically, full head a hair, big coeck that would get hard in 15 seconds, a brain that could remember anything and everything, squatted 425 and benched 305, and this from a guy who played basketball. Wife had an ass you could roll a Hot Wheels car down, while
laying flat, and it would end up at her ankles. Her teeddies were tight B cups with perfect nipples. The way she used to look at me . . . Oh sheet!

And I've been richer than hell too, like when I opened my own DB company and provided a pathway to real estate moguls to move their $'s offshore legally. I had one hellacious trophy wife, not the one above, and had naked pool parties every other weekend. One of the bedrooms in my house was a stripper room with a dance stage, brass pool, mirrors, fog machine, bar etc. The sheet that went on in that room I can't repeat here. 2007 recession ended all that.

And I've been in between like now. 6 figure annual salary but nothing to write home about. You guys know what I've found? Money hasn't made a bit of difference with regard to my happiness. I'm the same guy, money hasn't made me any happier or sadder. But Time . . . It keeps on going. The number of digits on my bank account statement doesn't affect it. Time, well it makes a difference in your life like money never will.

Now you older fellers will understand what I'm about to say . . . You younger guys will all say 'that wont happen to me'. Um, yea it will and its gonna suck. Not gonna lie. And all the money in the world is not gonna help you.

You're gonna die, that's it and that process sucks. It's just a really slow process. This starts the moment you get out of puberty. Do you know why God made the dying process so drawn out? The answer is that if it happened over 2 or 3 months we would all kill ourselves. The change would be so drastic over such a short amount of time that we wouldn't be able to handle it. God knew better. Kill us slowly like a frog in a pot of water that's set to boil. That's us folks. Gribit gribit.

Only some of us pay attention though. Im one of em. Let me tell you young kids what you have to look forward to . . . At some point you're gonna stop feeling your schlonger. You remember at 17 when you could just think . . . 'Get big n hard now'? That's gonna end as if all lines of communication have been cut between your brain and your balz.

Then you'll start noticing a little extra hair in the shower drain and on your pillow. Hello Bosley! It's about this time when you'll notice your wife or girlfriend starts looking at you differently. Gone is that look of 'throw me over the couch right now' . . . Having been replaced by the look of 'what kind of jewelry can you buy me for Christmas so I can seduce your best friends son'. Everyone wants to feel young, women especially.

Then into your 40's you go. One day you'll wake up and put on your watch . . . and you wont be able to see the face or hands. This happens to 60% of men in their 40's. You'll go down to the Albertsons or Safeway and get yourself some readers. You'll start with 125's then 6 months later it'll be 200's then you'll go to 250's then shamefully shop for the 300's. Suffering in silence because your wife is banging your best friends son anyway and doesn't care.

Depressed yet? It gets worse. At some point you'll discover the wonderousness of sharting. Always keep a pair of backup Jean's in your car. You're gonna need em. Gall bladder problems? Hello!

And then there is the really fun fun stuff of coughing and pissing yourself. This is prostate stuff . . . . Coming to a theater near you! So much fun. Pass the Depends! Hows that money working out for ya? Got shit in your drawers and piss in your pants. Someone pass me the money, that'll fix it!

Listen, I'm not gonna go into cancer, liver failure, renal failure, and all those other goodies but I tell ya money ain't gonna fix this either. And folks, those things are worse than anything I've said above. I had a good buddy stand up one day and fall into my arms. A week later he was dead because of liver failure. Hows that stock market working out for ya?

None of it matters. Love the people around you while you can. That matters. Money, paper burning in the wind. Shit, happy hour is over! Back to UT football, which is what I care about anyway. Meanwhile, Time marches on . . . Whether you pay attention to it or not . . . And you can't stop it with any amount of money. Perspective guys.

Very nicely done Sir. After reading this I went home to my double wide, drank a 6 pack of Schlitz and killed myself. It hurt but I’m feeling better now.

 

[westx]

Fellas . . . I'm sitting here in my favorite watering hole having just finished up my Christmas shopping. I'm on vacay until Jan1. Feeling kind a bad about our recruiting close . . . Worried about our long term prospects for getting back in the national picture . . .

So I click on this thread and start to read . . . Just passing the time, which is asinine as hell, because time is really the only thing that has any value at all. And I just roll my eyes at what I read . . .

I rarely get 'deep' because quite frankly I dont give a sheet except when it comes to UT football. Seems a lot of people are worried about money . . . Money they have or money they want to have or dont want to lose.

Money doesn't mean a damn thing. It changes nothing with regard to the big picture . . . And that is . . . The Passage of Time. Money doesn't stop that. Wish it did.

I've been poor as shit, like my first job in banking at First Interstate Bank (Wells Fargo) were I earned an astounding $15.5 k a year. I was happier than a pig in sheet. Everything worked physically, full head a hair, big coeck that would get hard in 15 seconds, a brain that could remember anything and everything, squatted 425 and benched 305, and this from a guy who played basketball. Wife had an ass you could roll a Hot Wheels car down, while
laying flat, and it would end up at her ankles. Her teeddies were tight B cups with perfect nipples. The way she used to look at me . . . Oh sheet!

And I've been richer than hell too, like when I opened my own DB company and provided a pathway to real estate moguls to move their $'s offshore legally. I had one hellacious trophy wife, not the one above, and had naked pool parties every other weekend. One of the bedrooms in my house was a stripper room with a dance stage, brass pool, mirrors, fog machine, bar etc. The sheet that went on in that room I can't repeat here. 2007 recession ended all that.

And I've been in between like now. 6 figure annual salary but nothing to write home about. You guys know what I've found? Money hasn't made a bit of difference with regard to my happiness. I'm the same guy, money hasn't made me any happier or sadder. But Time . . . It keeps on going. The number of digits on my bank account statement doesn't affect it. Time, well it makes a difference in your life like money never will.

Now you older fellers will understand what I'm about to say . . . You younger guys will all say 'that wont happen to me'. Um, yea it will and its gonna suck. Not gonna lie. And all the money in the world is not gonna help you.

You're gonna die, that's it and that process sucks. It's just a really slow process. This starts the moment you get out of puberty. Do you know why God made the dying process so drawn out? The answer is that if it happened over 2 or 3 months we would all kill ourselves. The change would be so drastic over such a short amount of time that we wouldn't be able to handle it. God knew better. Kill us slowly like a frog in a pot of water that's set to boil. That's us folks. Gribit gribit.

Only some of us pay attention though. Im one of em. Let me tell you young kids what you have to look forward to . . . At some point you're gonna stop feeling your schlonger. You remember at 17 when you could just think . . . 'Get big n hard now'? That's gonna end as if all lines of communication have been cut between your brain and your balz.

Then you'll start noticing a little extra hair in the shower drain and on your pillow. Hello Bosley! It's about this time when you'll notice your wife or girlfriend starts looking at you differently. Gone is that look of 'throw me over the couch right now' . . . Having been replaced by the look of 'what kind of jewelry can you buy me for Christmas so I can seduce your best friends son'. Everyone wants to feel young, women especially.

Then into your 40's you go. One day you'll wake up and put on your watch . . . and you wont be able to see the face or hands. This happens to 60% of men in their 40's. You'll go down to the Albertsons or Safeway and get yourself some readers. You'll start with 125's then 6 months later it'll be 200's then you'll go to 250's then shamefully shop for the 300's. Suffering in silence because your wife is banging your best friends son anyway and doesn't care.

Depressed yet? It gets worse. At some point you'll discover the wonderousness of sharting. Always keep a pair of backup Jean's in your car. You're gonna need em. Gall bladder problems? Hello!

And then there is the really fun fun stuff of coughing and pissing yourself. This is prostate stuff . . . . Coming to a theater near you! So much fun. Pass the Depends! Hows that money working out for ya? Got shit in your drawers and piss in your pants. Someone pass me the money, that'll fix it!

Listen, I'm not gonna go into cancer, liver failure, renal failure, and all those other goodies but I tell ya money ain't gonna fix this either. And folks, those things are worse than anything I've said above. I had a good buddy stand up one day and fall into my arms. A week later he was dead because of liver failure. Hows that stock market working out for ya?

None of it matters. Love the people around you while you can. That matters. Money, paper burning in the wind. Shit, happy hour is over! Back to UT football, which is what I care about anyway. Meanwhile, Time marches on . . . Whether you pay attention to it or not . . . And you can't stop it with any amount of money. Perspective guys.

Very entertaining, man. A lot of truth. However, I want to contest your "money doesn't mean a damn thing" thing. It bought you some stripper rooms and naked parties most of us will never know and the memories of which will last, well, the rest of your life. Just joking. Money, happiness, joy, health, life, death, and meaning are all fun happy hour topics. Cheers, man.

 

[elcapitan009]

Fellas . . . I'm sitting here in my favorite watering hole having just finished up my Christmas shopping. I'm on vacay until Jan1. Feeling kind a bad about our recruiting close . . . Worried about our long term prospects for getting back in the national picture . . .

So I click on this thread and start to read . . . Just passing the time, which is asinine as hell, because time is really the only thing that has any value at all. And I just roll my eyes at what I read . . .

I rarely get 'deep' because quite frankly I dont give a sheet except when it comes to UT football. Seems a lot of people are worried about money . . . Money they have or money they want to have or dont want to lose.

Money doesn't mean a damn thing. It changes nothing with regard to the big picture . . . And that is . . . The Passage of Time. Money doesn't stop that. Wish it did.

I've been poor as shit, like my first job in banking at First Interstate Bank (Wells Fargo) were I earned an astounding $15.5 k a year. I was happier than a pig in sheet. Everything worked physically, full head a hair, big coeck that would get hard in 15 seconds, a brain that could remember anything and everything, squatted 425 and benched 305, and this from a guy who played basketball. Wife had an ass you could roll a Hot Wheels car down, while
laying flat, and it would end up at her ankles. Her teeddies were tight B cups with perfect nipples. The way she used to look at me . . . Oh sheet!

And I've been richer than hell too, like when I opened my own DB company and provided a pathway to real estate moguls to move their $'s offshore legally. I had one hellacious trophy wife, not the one above, and had naked pool parties every other weekend. One of the bedrooms in my house was a stripper room with a dance stage, brass pool, mirrors, fog machine, bar etc. The sheet that went on in that room I can't repeat here. 2007 recession ended all that.

And I've been in between like now. 6 figure annual salary but nothing to write home about. You guys know what I've found? Money hasn't made a bit of difference with regard to my happiness. I'm the same guy, money hasn't made me any happier or sadder. But Time . . . It keeps on going. The number of digits on my bank account statement doesn't affect it. Time, well it makes a difference in your life like money never will.

Now you older fellers will understand what I'm about to say . . . You younger guys will all say 'that wont happen to me'. Um, yea it will and its gonna suck. Not gonna lie. And all the money in the world is not gonna help you.

You're gonna die, that's it and that process sucks. It's just a really slow process. This starts the moment you get out of puberty. Do you know why God made the dying process so drawn out? The answer is that if it happened over 2 or 3 months we would all kill ourselves. The change would be so drastic over such a short amount of time that we wouldn't be able to handle it. God knew better. Kill us slowly like a frog in a pot of water that's set to boil. That's us folks. Gribit gribit.

Only some of us pay attention though. Im one of em. Let me tell you young kids what you have to look forward to . . . At some point you're gonna stop feeling your schlonger. You remember at 17 when you could just think . . . 'Get big n hard now'? That's gonna end as if all lines of communication have been cut between your brain and your balz.

Then you'll start noticing a little extra hair in the shower drain and on your pillow. Hello Bosley! It's about this time when you'll notice your wife or girlfriend starts looking at you differently. Gone is that look of 'throw me over the couch right now' . . . Having been replaced by the look of 'what kind of jewelry can you buy me for Christmas so I can seduce your best friends son'. Everyone wants to feel young, women especially.

Then into your 40's you go. One day you'll wake up and put on your watch . . . and you wont be able to see the face or hands. This happens to 60% of men in their 40's. You'll go down to the Albertsons or Safeway and get yourself some readers. You'll start with 125's then 6 months later it'll be 200's then you'll go to 250's then shamefully shop for the 300's. Suffering in silence because your wife is banging your best friends son anyway and doesn't care.

Depressed yet? It gets worse. At some point you'll discover the wonderousness of sharting. Always keep a pair of backup Jean's in your car. You're gonna need em. Gall bladder problems? Hello!

And then there is the really fun fun stuff of coughing and pissing yourself. This is prostate stuff . . . . Coming to a theater near you! So much fun. Pass the Depends! Hows that money working out for ya? Got shit in your drawers and piss in your pants. Someone pass me the money, that'll fix it!

Listen, I'm not gonna go into cancer, liver failure, renal failure, and all those other goodies but I tell ya money ain't gonna fix this either. And folks, those things are worse than anything I've said above. I had a good buddy stand up one day and fall into my arms. A week later he was dead because of liver failure. Hows that stock market working out for ya?

None of it matters. Love the people around you while you can. That matters. Money, paper burning in the wind. Shit, happy hour is over! Back to UT football, which is what I care about anyway. Meanwhile, Time marches on . . . Whether you pay attention to it or not . . . And you can't stop it with any amount of money. Perspective guys.

Having a shitload of money won't make you that much happier. Having enough money to afford a house, food and healthcare for your kids definitely will.

 

[Belldozer1]

Very entertaining, man. A lot of truth. However, I want to contest your "money doesn't mean a damn thing" thing. It bought you some stripper rooms and naked parties most of us will never know and the memories of which will last, well, the rest of your life. Just joking. Money, happiness, joy, health, life, death, and meaning are all fun happy hour topics. Cheers, man.

Exactly. Money doesn't make you happy but it makes you a hell of a lot happier than if you were dead broke....Or so I've been told