I imagine it went something like this.
NIL guy - "Hey Quinn, if you leave high school early and ink with Ohio St. I'll give you a $1,000,000 NIL deal. If you don't jump now then I can't promise you that it will be there later because we might give it to someone else".
And I don't care how much money his parents have. This is a million bucks in his bank account, not his parents. He can stroll into any car dealership and get whatever he wants, blow a few thousand at the strip club, wipe his ass with hundreds if he wants to, and mommy a daddy can't say anything.
It will probably end up a train wreck though.